Employee Background Checks | Federal Trade Commission

[MUSIC PLAYING] I’m Laura Stack, an attorney
with the Federal Trade Commission. When you apply for a job, you
know that the employer is going to look at your
application and resume. Now here’s something
you might not know. The employer may want to know
more about your background. If they do, they may by a
background report about you. This report can include your
credit history, your criminal record, your employment
history, and your driving record. When an employer buys your
background report, they have rules that they need
to follow. At the same time when you apply
for a job, you have certain rights. [MUSIC PLAYING] An employer needs your
permission to see your background report. Usually, you have to give your
permission in writing. They may ask you to sign
a form just for that. Sometimes the request for
permission might be buried somewhere in the job
application. Pay attention to the papers
you are signing. You have the right to say the
employer can’t check your background report. But if you do that, you
might not get the job. The employer doesn’t need
your permission to look you up online. She might be able to find out
things about you on social networking and other sites. [MUSIC PLAYING] Your credit report can be a very
important part of your background report. A credit report has information
about whether you pay your bills on time or late,
how much money you owe, and if someone has sued you. Before you apply for a
job, get a copy of your own credit report. It’s free. Call Annual Credit Report at
1-877-322-8228 to get a free copy of your credit report. When you get your credit report,
you can see if all the information is correct and
try and fix any mistakes. You will see what the
employers will see. It could be useful
to be prepared. You might be able to explain a
situation that might not look good to an employer. [MUSIC PLAYING] Background reports can include
criminal records. Here at the FTC, we’ve heard
that some employers say you shouldn’t apply for their job if
you have a criminal record. But that could be
discrimination. It is true that a criminal
record might disqualify you from some jobs. But in most cases, employers are
not supposed to rule out everyone who’s been arrested
or convicted. If something like that happens
to you, report it. Call the Equal Employment
Opportunity Commission, or EEOC. The number is 1-800-669-4000. That will start your
complaint. There are time limits though,
so it’s best to act fast if you see a problem. [MUSIC PLAYING] So let’s say you apply for a
job, but the employer is thinking of not hiring you
because of something in your background report. If the employer is thinking she
won’t hire you because of something in your background
report, the employer has to give you a copy of
the background report that she used. The employer also
has to give you information about your rights. You have the right to
review your report. You might find things you can
explain to the employer. You also might find mistakes
you can fix. If you find mistakes and the
background report company fixes them, you can ask them to
send a new corrected copy of your report to
the employer. In the end if the employer
decides not to hire you because of something in your
background report, he’s supposed to tell you. This is called giving you an
Adverse Action Notice. The employer has to tell you
that you have a right to free copy of your report and the
right to dispute any information in the report that’s
wrong or incomplete. The employer also has to give
you the name, address, and phone number of the company
that wrote the report. You can ask that company for
a copy of your report. If you ask within 60 days of
getting turned down for the job, you won’t have to
pay for the report. [MUSIC PLAYING] If you’re looking for a job,
you’re writing your resume and filling out applications. As you do these things, remember
to get your free annual credit report. That way you’ll know what the
employers will see, and you’ll have a chance to fix
any mistakes. To get your free report, call
Annual Credit Report. The number is 1-877-322-8228. That’s 1-877-322-8228. And if you think an employer
didn’t follow the rules, report it to the Federal
Trade Commission. Call 1-877-382-4357 to
file your complaint. That number again,
1-877-382-4357. We’d like to hear from you.

5 thoughts on “Employee Background Checks | Federal Trade Commission

  1. Not certain about the points made but ,if anyone else wants to learn about what are the best online background checks try Panlarko Online Check Planner (Have a quick look on google cant remember the place now ) ? Ive heard some decent things about it and my brother in law got amazing success with it.

  2. Don't use this company! If you got a job offer and they use this company and the long wait caused you to lose the job offer then you dodged a bull*t because birds of a feather flock together.

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